New York City Flatiron District Steam Pipe Explosion – Personal Insurance Considerations for Owners of Luxury Property

By Kurt Thoennessen, CAPI July 19, 2018   Manhattan’s Flatiron District suffered a massive steam pipe explosion on Thursday July 19, at 6:39 AM that opened a large hole in…

Personal Cyber-Security Planning Guide

This article was first published on IRMI.com and is reproduced with permission. Copyright 2018, International Risk Management Institute, Inc.  By Kurt Thoennessen, CAPI Everyone wants to feel safe and secure…

Two ways to protect the equipment in your home – Home Warranties and Mechanical Breakdown coverage

By Kurt Thoennessen, CAPI There are many differences between home warranties and mechanical breakdown coverage. There are also several different providers of these coverages, each with their own contracts and…

When is a diner not a diner?

By Kurt Thoennessen, CAPI Personal Insurance Specialty Case Study: Current Premium = $15,000 New Premium – $6,000 Advisor value = $9,000 per year savings and better coverage Summary: Joanne is…

Ride-sharing carries real risks for wealthy individuals and families

By Kurt Thoennessen, CAPI Ride-sharing provided by Transportation Networking Companies (TNC’s) carries risks related to High Net Worth (HNW) individuals and their families. Companies like UberX, Lyft and Sidecar are…

Engagement Ring Insurance: One key coverage difference you should know about

By Kurt Thoennessen, CAPI There are many helpful articles that discuss the benefits of obtaining special insurance for your engagement ring. They discuss concepts such as agreed value coverage, not…